Atos Origin is the market leader providing more than 90 banks with leading edge credit card solutions and services in Asia – Brunei, China, Hong Kong, Indonesia, India, Indonesia, Macau, Malaysia, Philippines, Singapore, Taiwan, Thailand and Vietnam. 70% of the credit cards issued in Asia are powered by our solutions and our dedicated team of experts.
Our end-to-end payments’ offerings cater throughout your card payments value chain. From Card business consultancy, Cards solutions, Applications outsourcing/management, Managed Cards Services to Business Process Outsourcing.
CardLinK
CardLinK is Asia’s leading integrated payment card management solution. It is a modular system operating on a mainframe platform, which is able to support all the principal functions involved in card operations – issuing, acquiring, applications, authorization and collections. Download brochure >>
It also has an extensive range of dedicated modules covering the following:
ASCCEND
Atos Origin provides another choice solution that is powerful, flexible, feature-rich, scalable and modular on a midrange platform - ASCCEND.
ASCCEND is a one-stop card management solution covering both issuing and acquiring business including:
- Customer, Card, Account and Merchant management
- Card Application
- 24x7 Authorization Processing
- 24x7 POS acquiring
- Fraud Detection and Monitoring
- Debt Collections
- Merchandising and Instalments Processing
- Recurring Transaction Acquiring
ASCCEND has the flexibility to allow issuers to design and introduce new products quickly with different pricing options to meet changing market demands. The solution is fully compliant with VISA, MasterCard, JCB, and AMEX. Furthermore, it has a friendly graphical user interface specially designed for Customer Service to respond and process customers’ requests swiftly and efficiently.
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WorkBench Collection system
The WorkBench Collection system (WCS) is developed to manage complex collection operational processes and tasks. It is designed with a robust engine that empowers credit card centres to drive and control the processes within the collection cycle based on the collections policy defined by the organisation.
The functional architecture of the WCS covers:
- Interfaces and Channels management
- Case management
- Collection management
- Agent/Collector management
- Performance management
- Report management
The system's architecture and design ensures easy maintenance with minimal support from IT allows users to take the ownership of the system and drive the business processes based on user-defined policies.
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Customer Oriented Solution for Electronic Switching (COSES)
COSES is a complete data capture, switching and authorization system for managing and processing electronic funds transfer (EFT) transactions between banks and other financial services networks. COSES seamlessly manages transactions from multiple sources, including branches, ATMs, home banking services, point-of-sale devices, credit cards, debit cards, interbank networks and the Internet.
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Features of our payment solutions:
- Flexibility
Our solutions are highly parameter driven, which gives you the flexibility you need in managing your daily operational issues and offering promotional campaigns and services.
- Scalability
The modular structure of our solutions protects your investments, while allowing you to add on modules according to the business needs.
- International Compliance
Our solutions are fully EMV compliant and able to support major international payment network standards like VISA, MasterCard, AMEX and JCB.
- Reliability
With the aggregated knowledge gained from our in-depth experience, and constant product research & development, you can be assured of the quality of our solutions.